What should I do immediately after my property is damaged by a hurricane?
Document the damage with photos and videos, then contact your insurance company to start the claims process.
How long do I have to file a property damage claim after a hurricane?
The time limit to file a claim varies by state and policy, but it's generally recommended to file as soon as possible, often within a year.
What types of hurricane damage are typically covered by homeowners insurance?
Homeowners insurance usually covers wind damage, but flooding is typically excluded and requires a separate flood insurance policy.